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Discover business credit cards

Do More With Discover Business Credit Cards

Discover Business credit cards
Discover has had a long tradition of being different. When the Discover card was first introduced there was no annual fee, that may not seem like a big deal but back in the day it absolutely was. Discover credit cards also offered cash back rewards - and still do: Apply Now!

For a business using Discover for their corporate credit cards there are many advantages, mainly the opportunity to get cash back for spending. And the best part about using these particular corporate credit cards is that the cash back rewards are targeted at specific purchases that you will make as a business, such as gas, travel and office supplies.

Rates

The current standard APR on Discover business credit cards is 13.99%. There is also a 0% APR introductory offer. Remember - these cards come with a grace period of at least 25 days when you pay the balance in full each month. This means you can run your business interest free on Discover's money in 25 day cycles. (To discover the wonders of using grace periods, visit How Do Credit Cards Work?) And if you do need to use some credit, the standard rate of 13.99% is affordable, even for a small business. (Just don't do cash advances - the interest rises to 23.99%.)

A Rewarding Experience

To make money you need to spend money. Discover corporate credit cards have been designed around this concept. Not only do you have the flexibility of using your Discover corporate card on any airline, whether through a travel agent or online travel website, you can also use it anytime. Business is becoming more and more mobile and with this in mind you can use your Discover business credit cards to take care of all your corporate travel needs.

The main decision for you to make is whether you are better off with a standard Discover Business Card
or the more travel-oriented Discover Business Miles Card: Apply Now!

You see, you can earn travel miles when you use your Discover corporate credit cards - this means that the next time you travel you could be flying for free. You’re probably thinking that it will take forever to earn enough to get a free flight or enough money back to put gas in your car. That’s where you’re wrong. On the first $5,000 worth of purchases that you make on travel expenses you are entitled to double the points. After that you earn dollar for dollar on your travel expenses.

Even better than that you have the chance to earn double what you spend in points even after that initial $5,000. How do you do that? Simple, there are a range of diverse online retailers that will let you earn double what you spend in points when you make a purchase. These are brands that you are likely to purchase products from in the course of your day to day purchasing; everyone from Nike to Lego lets you earn double the points to every dollar you spend.

Maybe your business doesn’t require you to travel all that much, so getting Discover corporate credit cards would be a waste right? Wrong. You can still benefit from using a corporate credit card from Discover. You can get a 5% cash back bonus on the first $2,000 that you spend on office supplies. This includes expensive equipment like printers, photocopiers and chairs. If you opt for a card that is not meant to maximize travel miles you can still get a 2% cash back bonus on the first $2,000 you spend on gas. There’s no losing with this card.

Once you have logged enough miles on your Discover corporate credit cards you can redeem your miles any way you like. You can always use them for booking flights or upgrades, renting a car, or booking a hotel room. Or you could buy a gift card for a deserving employee or valued client. There is even the option of getting cash back for the miles you have earned. The choice is up to you, depending on what suits your company and your needs best. Whatever you need, Discover credit cards are there to make things easier for you and your company.

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