Pulaski Bank Credit Card

Pulaski offer both a great Pulaski Bank Mastercard and Pulaski Visa.

Not familiar with the idea of a fixed rate card? Click to learn about low fixed rate credit cards.

In this corporate world, Pulaski are unusual - starting in March 1956 to meet the needs of local Little Rock merchants and residents. Led by local landowners, Pulaski was chartered as a state bank and was the first bank charter granted in Little Rock since before the Depression.

People frequently ask if the low 6.50% APR is just an introductory rate. The answer is NO! For over thirteen years, the Pulaski Bank credit card rates have been ranked by national publications among the best credit card deals in the country. The low fixed rates are set by the Pulaski Directors and is not tied to any market index.

The difference between Pulaski's low fixed rate and the average rate for US credit cards is dramatic:

Year ....... Pulaski Bank ....... US credit card average APR

1994 ....... 8.75% . . . . . . . 17.34%

2002 ....... 5.50% . . . . . . . 14.00%

2003 ....... 5.50% . . . . . . . 13.00%

2004 ....... 5.50% . . . . . . . 12.92%

2005 ....... 6.99% . . . . . . . 13.48%

2006 ....... 7.99% . . . . . . . 17.77%

2007 ....... 6.50% . . . . . . . 19.20%

The other important numbers consumers need to understand is how a low fixed rate Pulaski Bank credit card is cheaper than other cards, even though Pulaski cards have an annual fee:

APR% ..... Annual Interest No Fee ..... Pulaski Interest Plus Fee

18% ............... $900 ...................... $360

16% ............... $800 ...................... $360

15% ............... $750 ...................... $360

14% ............... $700 ...................... $360

13% ............... $650 ...................... $360

12% ............... $600 ...................... $360

The Pulaski Bank credit card also comes with 0% APR introductory periods.